|App Name||Binsta - Instant Loan App|
|Get it On|
|Update||May 22, 2022|
Best Instant Personal Loan App in India – Get Instant approval upto ₹5,00,000 & pay in easy EMI.
BINSTA app – the simplest & quickest Instant Personal Loan App in India!
On our Instant Paperless Loan app, you can borrow any amount starting from ₹5000 upto ₹5 Lakhs! Our Annual Interest rates (APR) vary from 18% to 34%* & you can choose from a wide range of flexible EMI repayment plans starting from 3 months & going up to 5 years.
For example, a loan of ₹25,000 with an annual interest rate (APR) of 24% and a repayment tenure of 12 months, processing fee is ₹875 + ₹158 GST (No additional fee) with monthly EMI of ₹2364. Disbursed amount is ₹23,967. Total interest is ₹3368. Total loan repayment amount is ₹28368
*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.
Whether you need a quick loan to renovate your home, for a medical emergency, or for debt consolidation, we can help you. You can also get an instant loan for your wedding, vacation, or for any other personal expenses. What’s more? You can get the loan amount directly in your bank account in just 24 hours!
What makes BINSTA app the best loan app in India is our proprietary credit model that allows us to look beyond your credit score or history & understand your financial profile better. This, in turn, leads us to give you the best personal loan offer.
● Check your eligibility & get a custom loan offer in a few minutes
● Personalize your loan offer according to your needs and lifestyle
● Get the loan amount credited directly to your bank account
● Available in over 1800 locations across India
How to Apply
● Download BINSTA app from Google Play Store
● Apply remotely & upload all your documents online
● Fill out basic information & get an approved loan offer in minutes
● Choose a flexible loan amount & EMI repayment plan that suits you
● Proceed for our Service Charges to get your loan
● Get the loan amount in your bank account in a few hours
So, what are you waiting for? Download now!
**Few Important Things to Note**
Loan Amount: From ₹5,000 to ₹5,00,000
Repayment Duration: From 3 months to 5 years
Annual Interest Rate: From 18% – 34%*
Processing Fees: From 2% – 8%*
We are not directly engaged in money lending activities and are only providing a platform to facilitate money lending by registered Non-Banking Financial Companies (NBFCs) like Navi, QuickCredit, NIRA, Florence Capital or banks to users.
Safety & Security
BINSTA’s security systems are designed to be in line with those of the best in the country. Rest assured knowing that all your data is safe and secure.
Our app requires the following permissions to function optimally:
Required to read your financial SMSs sent by banks and billers. Your transactional data is used to create your financial and risk profile so as to provide the best instant personal loan offer
Required to verify your current address for the loan application
Camera & Media Access –
Required to enable uploading of documents like Aadhaar/PAN for your loan application
Read Device Info –
Required to link your phone’s unique ID (IMEI) to your loan application for security reasons
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